You know that there are credit cards for almost all types of people. There are travel cards for those who love to travel (or dream of traveling), prepaid credit cards for those on a budget, cards that award reward points for purchases (gas, toys, groceries, etc.). But did you know that there is a credit card for car lovers? In addition to having a picture of a truck or car on the front of the car, these credit cards provide incredible benefits to cardholders.

There are several credit cards that are affiliated with auto companies, but the most popular are those with ties to automakers like Subaru, General Motors, and Volkswagen. Credit card giant Citibank may not have made any exclusive ties to a specific car company, but they do have a card with services that will appeal to the auto enthusiast in you.

Credit cards that offer car-related rewards are definitely ideal for those who live and breathe for their cars (or those who dream of owning one of these cars one day). Manufacturer-affiliated cards award higher reward points on most of your basic purchases (gas, groceries, etc.), plus the reward points can be converted into parts and services, merchandise, and gift certificates. Depending on the total rewards you have, you can use your points and apply them to keep, buy or lease a new or used car (subject to existing terms and conditions).

To further entice people to sign up for their services, companies offering auto-related rewards credit cards add more tempting benefits to the mix. Most of these cards do not charge annual fees and offer additional services such as balance transfer (balance transfer fees waived) and online account management. Some cards even have incentive programs where you are given the opportunity to earn a little more.

If you think that these credit cards can only be used within the United States, you are wrong. You can use these cards anywhere in the world because, aside from the fact that most of these cards are associated with one of the major credit card companies, these cards also carry the Visa or MasterCard logo. Wherever you are, establishments displaying the same Visa and / or MasterCard emblem will accept your credit card.

As with any credit card, you must use this powerful tool wisely. Even if you are eager to own a car, you cannot continually charge a storm and hope that you have accumulated enough points to be able to buy or rent a car of your own. You can earn points, but with these points, you will also incur more debt which, if you cannot handle this properly, can negatively affect your credit rating. These cards are meant to give you a little more for your money. It is not a shortcut to owning your vehicle. These cards are simply things you use to make spending for yourself and your car more fun and enjoyable.