On October 30, 2012, Maritza Román, a petite 27-year-old single mother of two girls, thought she had weathered the biggest storm she had ever experienced, Super Storm Sandy. In reality, Maritza had managed to prevent major damage to her home while Sandy was criss-crossing the state devastating thousands of homes in New Jersey.
However, after the dust settled, Maritza noticed a wet spot on her dining room ceiling. Upon further inspection of the exterior of the home, it was apparent that the home had sustained some roof damage. Doing the only thing she knew how to do, she made a call to her insurance company. And so, she began the insurance claim process.
A week later, a company claims adjuster inspects the house. Three or four weeks later, an insurance settlement letter and a check arrive. To Maritza’s surprise, the letter notifies her that the claims adjuster itemized her findings to include the replacement of five missing shingles, for a total cost of $1,058. Since her policy had a $1,000 deductible, all she received in the settlement was a check for $58.
Initially, Maritza accepted the arrangement. That was until she went out to find a roofing company to repair the damage. Ms. Roman states, “Nobody would do a partial repair. They wouldn’t guarantee a partial repair. Each company said that to properly repair the roof, all the shingles on the entire sloop would need to be replaced. No company would do that.” do the job unless he agreed to repair the roof properly, which meant replacing all the shingles, not just the five that were missing.
After a few frustrating months of going back and forth with her insurance company, Maritza finally retained the services of a Public Adjuster.
What are Public Adjusters?
Public adjusters are advocates for home and business owners in the insurance claims process. They are trained to accurately interpret the insurance policy and in doing so represent the homeowners best interests in settling the claim. Many times, this representation amounts to thousands of dollars in favor of the owner of the home or business.
Art Latannzi, a public adjuster from Cherry Hill, New Jersey, clarifies, saying, “An insurance ‘Claims Adjuster’ is working on behalf of the insurance company. They typically seek to minimize what is paid. A ‘Public Adjuster’ ‘ is working to represent and protect the rights of the homeowner. There is a big difference in the outcome of a settlement when using a Public Adjuster.”
Public Adjuster Career
Public setting is a lucrative career that can be easily worked from home. Michael Martinez, noted industry trainer and owner of the largest industry-specific channel on YouTube (find it by searching the YouTube keyword “NJ Public Adjuster”), encourages people by saying, “The Public Adjuster Career It’s America’s best kept secret. There are very few careers where you can make a great income, really help people, and do it with minimal time spent. That’s what makes this a great opportunity.”
Mr. Martinez states, “Adjusters’ biggest job is to educate people about their rights. Unfortunately, most home and business owners don’t know that they can, and obviously they should have someone to represent their rights in cases.” like these. Tragically, many don’t even know we exist. In fact, there were more than 5 million homeowners insurance claims filed in the U.S. in 2016. Of those, less than 5% were represented by Public Adjusters. says most homeowners were at the mercy of their insurance companies. This is what makes this such a great business opportunity.”
Going back to the claim filed by Maritza Román, when she hired a Public Adjuster and the claim was reopened, she received a new settlement of over $9,700. That same claim was originally settled by the insurance company for $58. A considerable difference when you have representation. That is what makes being a Public Adjuster such a valuable service.
For those who can see an opportunity in getting involved in this career, your primary focus should be on helping homeowners. This is the key to unlocking a lucrative income from home.
We are currently looking to train individuals in the following states: Georgia, South Carolina, North Carolina, Wisconsin, Illinois, Ohio, Maryland, Pennsylvania, New Jersey, Indiana, and Colorado.